Easy as 1…2…done.
A Simple Application Process,
Coverage in Minutes
Simply put, a 40-page application and 30+ day underwriting cycle is only one approach.
Through a partnership with Bestow, we are offering an alternative.
At nonmedlifeinsurance.com, we have found a new way to deliver affordable Life Insurance products without the 30+ day timeline.
We’re talking about online term life insurance plans that can expedite the process once your application is approved!
The traditional way of buying life insurance
vs.
The new virtual way of buying life insurance
Completing a paper Life Insurance Application that can be 20 to 40 pages in length.
The Application Process
The application process is 100% Digital and is underwritten online and in real time.
Waiting for a Telephone Interview that might be in needed in some instances.
Telephone Interview
Telephone Interviews are eliminated
Having to schedule an exam where a Paramedic comes to you, or you go to a Paramedic facility where they will record your medical history and typically draw blood and collect a Urine Specimen from you.
The Exam
Exams, blood draw or Urine Specimen are eliminated
Depending on your medical history, the Insurance Company may contact Physicians you have received care from and obtain a copy of your Medical Records.
Medical Records
Medical Records are not required
Between the time the application is completed and submitted to the insurance company, the exams and labs being completed, and the Medical Records obtained, it can take 30 days, 60 days, or even longer for your application to be reviewed, approved and a policy issued!
The Bottom Line
At Non-MedLifeInsurance.com- powered by Bestow- we offer an alternative way to obtain quality, affordable Life Insurance that, if approved, only takes a matter of minutes.
Instant Issue plans solve the process without sacrificing the benefits.
The plans we offer:
- Do not require an exam, labs, blood draws, or urine specimens.
- Do not require a Telephone interview.
- Do not require Medical records.
- Provide a death benefit currently ranging from $50,000 to $1,000,000.
- Provides a level premium guarantee that currently ranges from 10 years to 20 years.
If your application is approved, your policy can be active within 12 to 15 minutes from the time you begin the process.
We offer are an attractive alternative for people between the ages of 21 and 55 years of age who:
- Need between $50,000 and $1,000,000 of coverage,
- Want a level premium guarantee that ranges from 10 years to 20 years,
- Want competitive pricing,
- Want to avoid the hassle of exams, lab requirements, telephone interviews, and, most importantly…
- Want or need coverage in force and activated within just a few minutes instead of days or weeks.